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The essence, functions, forms and types of credit

PLANFunction of the loanLent the costCrediting mechanismBank credit and its typesCommercial loanForm of creditInterest rate

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Слайд 1The essence, functions, forms and types of credit

The essence, functions, forms and types of credit

Слайд 2PLAN
Function of the loan
Lent the cost
Crediting mechanism
Bank credit and its

types
Commercial loan
Form of credit
Interest rate

PLANFunction of the loanLent the costCrediting mechanismBank credit and its typesCommercial loanForm of creditInterest rate

Слайд 3Function of the loan
Redistributive
Replacement money
Control

Function of the loanRedistributiveReplacement moneyControl

Слайд 4Lent the cost
Lent value - an unrealized part of the

cost that has a special additional consumer value

Lent the costLent value - an unrealized part of the cost that has a special additional consumer

Слайд 5Crediting mechanism
The lending mechanism - is a set of organizational

and technical techniques used for submitting and returning Bank loans

Crediting mechanismThe lending mechanism - is a set of organizational and technical techniques used for submitting and

Слайд 6Bank credit and its types
Bank credit - is the main

form of credit relations in which funds are provided by

banks for temporary use
Bank credit and its typesBank credit - is the main form of credit relations in which funds

Слайд 7Commercial loan
Commercial credit-deferral of the seller's payment for the goods

and the buyer's provision of a promissory note as its

debt obligation
Commercial loanCommercial credit-deferral of the seller's payment for the goods and the buyer's provision of a promissory

Слайд 8Form of credit
State loan - a loan where the borrower

is the state that attracts resources
Civil credit - issuing

loans to individuals ( high interest rates)
International credit - a credit provided by a state, banks and other other persons of another state
Form of creditState loan - a loan where the borrower is the state that attracts resources Civil

Слайд 9Interest rate
Loan interest - a fee received by the lender

from the borrower as a result of the transfer of

loan funds for temporary use
Interest margin - the difference between the total amounts of interest received by banks for loans issued and interest paid by them on deposits
Interest rateLoan interest - a fee received by the lender from the borrower as a result of

Слайд 10Thanks for your attention

Thanks for your attention

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