Consumerism

to a very large extenton the level of personal consumption,

particularly on the purchase of material goods. A consumerist society is one in which people devote a great deal of time,energy, resources and thought to “consuming”.
The general view of life in a consumerist society is consumption is good, and more consumption is even better.

possess material goodsand to achieve personal success. Others have defined

consumerism as having rather than being. Yourworth and value are measured by what you have rather than by who you are. It is buying into a particularlifestyle in order to find your value, worth, and dignity.

student in 2014 spends £735 a month. When you consider

that the average maintenance loan (for a student living outside of London) only covers £458 of living costs each month, it naturally makes you wonder where are students finding the extra £277 of income to supplement their spending?From the results above, we can see that the average student in 2014 spends £735 a month. When you consider that the average maintenance loan (for a student living outside of London) only covers £458 of living costs each month, it naturally makes you wonder where are students finding the extra £277 of income to supplement their spending?

computer software and takeaways while white students spend their money

on contraceptives, music and toiletries.
This is according to research conducted by Student Village which was shared during a presentation in Houghton One of the directors of Student Village, Marc Kornberger, said their research revealed that students spent around R2 702 monthly.
The annual report reflects an average 7.95% growth in student spending in the last four years, said Kornberger.
"What we found is that students from UCT in Cape Town are spending the highest. On average, one student spends R3 925 per month. That is followed by Tuks [University of Pretoria] at R3 371," he said.

do at university - but it will give you more

opportunity to do the things that really matter to you.

Your money will last longer
The average student spends the first instalment of their loan a month before the end of term. That means four weeks of sitting in your room eating beans. With a proper budget, you can keep your money going all the way to the end of the year.
You won't be as stressed
University can be stressful in lots of ways, so why add money worries if you can avoid it? Building a budget puts you in control: you won't have to worry about how much you're spending day to day, and you won't have the stress of checking your balance and finding that you've run out of money.

easy to spend without thinking about it. A latte on

the way to your lecture or one last drink on a night out doesn't seem like much at the time, but these little purchases can eat up so much of your money that you can't afford the things you really need or want.
Building a budget lets you plan it all out in advance, so you know exactly how much your coffee habit will cost you, and whether you'd be better off spending that money somewhere else.

but it can help you to prepare. By including a

fixed amount for emergencies in your budget you can take away some of the worry. Even a small amount of money set aside can make life easier - for example, by covering the excess on an insurance policy, or covering you for a few days while you find financial help from elsewhere.
t's the start of a habit
University might be the first time you have to take care of your finances completely independently. That means it's a good time to learn how to do it properly. If you get used to budgeting while you're at uni, you'll find it much easier to manage your money once you start work.